Category: Fintech

Tax Tech Tango: Balancing Innovation, Optimization, and Compliance



The recent decline in the public performance of the fintech sector alongside the broader market has caused a renewed focus on traditional measures of company health, such as retention and profitability. And as we think about what truly constitutes mission-critical software, the old adage comes to mind about life’s two great certainties:

Source: Placeholder Games

Taxation has been evident in the earliest recorded human civilizations, with the first known taxes being collected in Ancient Egypt around 3000–2800 BC. While it’s unlikely that ancient Egyptians were navigating the complexities of international transfer pricing, it’s safe to say that taxation was likely an unpleasant but integral part of their government. Unfortunately, not only is that still the case, but tax planning, compliance, and optimization workflows are becoming increasingly complex with myriad different entities, jurisdictions, reporting standards, and facilitating technologies, all leading to a jumbled landmass of potential regulatory pitfalls.

Source: Taxpayer Advocate Service

To better understand the tax technology space, we spoke with corporate tax software executives, startups building disruptive solutions, tax lawyers, accountants, auditors, and bookkeepers to cover 1) the evolution of tax tech over time, 2) the incumbent landscape, and 3) the opportunities in the space going forward. Given this piece is somewhat lengthy, the key highlights are below:

  • Taxation has always remained top of mind for both mature and growing organizations, and software hasn’t always kept up.
  • Software managing tax compliance has evolved in three stages, the third happening now.
  • Tax compliance is becoming increasingly sophisticated, and tax optimization is becoming (Read more...)

Data: Asset Relativity (and the Case of Bay Area Housing) Updated (2022)



As we first shared in 2019, everything is relative — especially home prices in the Bay Area. These prices have continued to rise on an absolute basis over the last 12 years; the typical home in Palo Alto, for example,

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Serving the Multifamily Real Estate Industry with Software



Multifamily real estate in the U.S., which includes apartment buildings, condominiums, townhouses, and mixed-use developments, is one of the largest asset classes in the world. Approximately 44 million residences are considered multifamily, and they account for 31% of all

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Escaping Hell’s Flywheel: Building Non-inflationary Distribution Channels  



If you were interested in quickly launching a startup, here’s an easy formula for finding product market fit. First, identify an existing product in an industry with a low NPS (like most financial services) that has not traditionally been sold

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Launching a Financial Product: How to Choose the Right Funding Structure



This article is the first of four installments in our new series, How Fintech Companies Can Simplify Their Funding Strategy.

One of the most common conversations we have with fintech entrepreneurs looking to launch a new financial product is about …

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